The Zenith bank is committed to providing its customers with the financial resources they need, when they need it. The loan offers from Zenith bank can be a helpful way to cover unexpected expenses or access emergency funds, regardless of your location or circumstances.
As long as you have an account with the bank, getting a loan from Zenith bank is easy. The Zenith Bank provides numerous loan options to its customers, ranging from personal loans to mortgage loans, in order to satisfy their financial needs.
Zenith Bank is a leading bank in Nigeria’s banking industry, offering excellent customer support and a range of financial services suited to each customer. In this article, we will discuss everything you need to know about Zenith Bank loan for salary earners.
The Zenith salary advance loan is a credit facility offered by Zenith Bank. The interest rate on the loan is relatively low, making it a convenient option for those in need of quick cash. The loan amount is based on the borrower’s salary, with up to 60% of the salary amount available as a loan. The repayment period is also flexible, making it easy for borrowers to repay the loan.
Zenith Bank loan Eligibility
Required qualifications for a loan approval from the bank include:
- Being 18 years old or younger than 60 years
- Earning a minimum of ₦10,000 per month
- No active or existing loan with Zenith bank or any other Nigerian bank.
How much can you borrow?
For the Zenith salary advance, you can borrow up to 60% of your monthly salary or income.
How long does it take to process a loan application from Zenith Bank?
The application process is often instant, but it can take up to one day for the loan to be approved and disbursed.
How to apply for Zenith Bank loan
In order to apply for a loan, you have to send an email, call the bank or pay a visit to the nearest Zenith bank branch.
Zenith Bank loan USSD code
To get a loan from Zenith Bank, dial *966# on your mobile phone. You will need to register for an account before you can do any transactions. You can also apply for Zenith Bank salary advance loan from the USSD code.
To borrow money from Zenith Bank using the USSD code:
- Dial *966*00# on your mobile phone. You will be prompted to fill in the last four digits of your ATM card number. Your account name will be displayed, confirming the authenticity of the information provided.
- You will then be prompted to create a four-digit pin. Once you have confirmed your four-digit pin, you are all set for eazy banking.
How to repay Zenith bank loan
It is very important to repay your Zenith Bank loan on time. You can do this by making sure that the Zenith Bank account you used for the loan is sufficiently funded. The bank will deduct the amount owed from your account automatically.